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When applying for a mortgage, the debt experienced start from lease, bank card minimums, and you will education loan repayments Exceptional: 800 so you’re able to 850 Very good: 740 to help you 799 Good: 670 so you’re able to 739 Fair: 580 so you can 669 Poor: 3 hundred so you’re able to 579 step three. Debt-to-Money Proportion Mortgage…